Ohio USDA 'Zero Money Down' Home Loans - CREFCO Financial Group

Ohio USDA 'Zero Money Down' Home Loans

Your first home is probably the biggest investment of your life and our step by step process makes buying your new home an affordable reality, and not just a dream. From the application, through the approval and following up after you move in, we are there to help. CREFCO Financial Group loan experts are your partners for the long term.

Every family has different needs and resources. Because we handle a wide variety of loan types, we help you find the type of loan that is right for you and help you reach your goals. CREFCO Financial Group specializes in finding low-interest, affordable loans from the many lenders who serve the Ohio area. 

Our experts and CREFCO Financial Group specializes in USDA Loans with low interest affordable loan payments many Ohioans looking for No Money Down home loans. 


USDA Loans are perfect for the first time home buyer

USDA home loans are backed by the US Government. These loans provide 100% financing and require no down payment. They are designed to help buyers find properties with populations under 35,000 and provide up to $417,000.00 towards your home.

Room for improvement

Up to $5,000 of a USDA loan amount can be used for repairs so you can move into your new home with no out-of-pocket expenses.

Plenty of funding

In 2013, USDA rural development provided $23.4 billion for purposes of purchasing and restoring homes in rural communities. At CREFCO Financial Group, we want to help you join the thousands of home buyers who have found their way to owning their own home through affordable financing. 

Partners for you

Our goal is building long-term relationships with our clients, and our partnership with you does not end with your first purchase. CREFCO Financial Group will find a loan for you that is affordable, with low interest and affordable monthly payments. We want you to succeed and we will work with you to find the best possible financing.


Adjusted Maximum Income Limits in Ohio Counties:

Download the Adjusted Maximum Income PDF

Some things you need to know about USDA low-interest loans:


These loans enable first-time home buyers, or any buyer, find loans that are affordable and fit your budget.

USDA loans also offer lower mortgage insurance costs than FHA loans.


USDA loans allow you to roll your closing costs into your loan.

No down payment is required.

In most cases, a credit score of at least 600 is needed, but there are some exceptions. We can help you through that process if your credit score is less than perfect.

CREFCO Financial Group's simple 3-step process for success:


We get your loan when you need it, and make sure the monthly payment is affordable.

CREFCO Financial Group will create a plan that is right for you based on your goals. 

We help you pre-qualify for your home loan. This means that when you find a home, you will be ready to make an offer and get the process moving immediately.


We are here.

Our loan experts are here to guide you through the entire process. Call us at 855-572-4006 to Get Pre-Qualified for your home loan. 

Get Pre-Qualified!