Terms of Use

Your use of this website and your transactions conducted with the company in connection with this website are subject to the following terms and conditions, also referred to as “Terms of Use”.  By clicking onto web pages beyond the website’s homepage constitutes your acceptance of and agreement with the terms of use whether or not you complete a transaction with the company and whether or not you complete your transaction on the website or through other channels, such as by phone, by email, by facsimile, by mail or otherwise.  

Website Ownership

The website is owned and operated by CREFCO Financial Group Inc., 23215 Commerce Park Blvd, STE 108, Beachwood, OH 44122, which is referred to below as “CREFCO Financial Group” or “CFG” or “we” or “us” or “Company” or “our.”

Permitted Use

You agree that:

  • Your use of this website is subject to and governed by these Terms of Use.
  • You will only access or use this website and transact business with us if you are at least 18 years old.
  • You will comply with and be bound by these Terms of Use as they appear on this website each time you access and use this website.
  • Each use of this website by you indicates and confirms your assent to and, agreement to be bound by these Terms of Use.
  • These Terms of Use are a legally binding agreement between you and CREFCO Financial Group that will be enforceable against you.

You agree that you will not use or attempt to use this website for any purpose other than conducting mortgage related business with CREFCO Financial Group as a bona fide client of CREFCO Financial Group; you may note use or attempt to use this website or any part of this site for any other purpose.

Access to this website

CREFCO Financial Group reserves the right at all times, in its sole discretion and without notice to you, to deny your access to and use of this website.

Use of the this website 

You agree and acknowledge that you have the sole responsibility and liability for your use of this website and for providing or obtaining, and for maintaining, all of the hardware, software, electrical power, telecommunications, internet services, and other products or services necessary or desirable for you to access and use this website.

Revisions and Modifications

You agree and acknowledge that we may revise or change these Terms of Use at any time, without notice to you, and you agree that you will be bound by the provisions of these Terms of Use as they appear on this website at the time you access this website.  Because these Terms of Use may change, we encourage you to refer back often to these Terms of Use.

Location

You understand and acknowledge that CREFCO Financial Group controls and operates this website from within the United States of America. This website provides information regarding services and products that are made available in the United States only.

Disclaimer

THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS - ARE PROVIDED "AS-IS" AND "AS AVAILABLE" AND CREFCO FINANCIAL GROUP DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF SUCH INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND FREEDOM FROM COMPUTER VIRUS, OR OTHER MALWARE, IS GIVEN IN CONJUNCTION WITH SUCH INFORMATION AND MATERIALS. YOU ACKNOWLEDGE THAT NEITHER CREFCO Financial Group, ITS AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE SERVICES OR THE SITE WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICES OR THE SITE, OR AS TO THE TIMELINESS, SEQUENCE, ACCURACY, RELIABILITY, COMPLETENESS OR CONTENT OF ANY INFORMATION, SERVICE, OR MERCHANDISE PROVIDED THROUGH THE SERVICES AND THE SITE. YOU AGREE THAT CREFCO FINANCIAL GROUP IS NOT RESPONSIBLE FOR ANY LOSS, PROPERTY DAMAGE OR BODILY INJURY, WHETHER CAUSED BY ACCESS TO OR USE OF THE SERVICES OR THE SITE. TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW, CREFCO FINANCIAL GROUP WILL NOT BE RESPONSIBLE TO YOU OR ANY THIRD PARTY CLAIMING THROUGH YOU FOR ANY DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, ECONOMIC OR OTHER DAMAGES ARISING IN ANY WAY OUT OF THE INSTALLATION OR USE OF THE SERVICES, THE SITE, ANY ON-LINE SERVICES OR INTERNET BROWSER SOFTWARE, INCLUDING LIABILITY ASSOCIATED WITH ANY COMPUTER VIRUSES WHICH MAY INFECT YOUR COMPUTER SYSTEM.

Limitation of Liability

IN NO EVENT WILL CREFCO FINANCIAL GROUP BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION: DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS WEBSITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINK OR SYSTEM FAILURE, EVEN IF CREFCO FINANCIAL GROUP, OR REPRESENTATIVES THEREOF ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES. HYPERLINKS TO OTHER INTERNET RESOURCES ARE AT YOUR OWN RISK; THE CONTENT, ACCURACY, OPINIONS EXPRESSED, AND OTHER LINKS PROVIDED BY THESE RESOURCES ARE NOT INVESTIGATED, VERIFIED, MONITORED OR ENDORSED BY CREFCO FINANCIAL GROUP.

Indemnification

You agree to defend, indemnify and hold harmless CREFCO Financial Group, its affiliates, vendors and all directors, officers, employees and agents of CREFCO Financial Group and its affiliates and vendors from and against any claim, demand, damages, liabilities, suit, expenses, costs or proceeding, including attorney’s fees and court costs, that relates to or is based on your violation of these Terms of Use or misuse of the Website, or any services available from CREFCO Financial Group through the Website, including such violation or misuses conducted by your employee or agent, if applicable.

Website Security

You are prohibited from violating or attempting to violate the security of the Website, including, without limitation: (a) accessing data not intended for your viewing or logging into a server or account which you are not authorized to access; (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; or (c) attempting to interfere with service to any user, host or network. Violations of system or network security may result in civil or criminal liability. CREFCO Financial Group will investigate occurrences that may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

Copyrights

Copyright in the pages and in the screens displaying the pages, and in the information and material therein and their arrangement is owned/licensed by CREFCO Financial Group, unless otherwise indicated, and are protected by U.S. copyright laws and international treaties. The copyrighted materials on the Website include, but are not limited to, the text, design, software, images, graphics, source code, and the content on the Website. You are authorized to view the information available on the Website for your informational purposes only. If you download any information from this site for your personal reference you shall not obscure any copyright, trademark or other notices, and you acknowledge and agree that you do not acquire any ownership rights by downloading copyrighted material. You may not copy, republish, redistribute, transmit, participate in the transmission of, create derivatives of, alter, edit or exploit in any manner any material including by storage on retrieval systems, without the express written permission of CREFCO Financial Group. Deliberate misuse of this site is expressly prohibited. 

Contact Methods 

By submitting information to CREFCO Financial Group through this website or otherwise you are making an inquiry as to lending programs and services offered by CREFCO Financial Group and give CREFCO Financial Group’s permission to contact you through email, fax, or telephone, or any means, even is your phone number is on a “Do Not Call” list.

Emails & Online Information Requests

Any messages you send CREFCO Financial Group by e-mail may not be secure and we recommend that you send any confidential information via e-mail to us securely, either as PDF or JPEG.  If you choose to send confidential information to CREFCO Financial Group via e-mail, you accept all risk that such information may be intercepted by a third party. By submitting your information to CREFCO Financial Group through this Website or by any other method, you are inquiring about loan products and/or other CREFCO Financial Group services and give CFG permission to contact you via e-mail, telephone, letter, fax or using any other information you provide, regardless of registration with any federal, state or local Do Not Call list, Do Not Mail list, or any other comparable list or registry.

Privacy 

For information on how CREFCO Financial Group uses and protects the personal information that you may provide through this website, please see our privacy policy.

Severability 

You agree that if any provision of these Terms of Use shall be found to be unlawful or void, or for any reason unenforceable, then that provision shall be deemed severable from the other provisions of these Terms of Use and shall not affect the validity and enforceability of such other provisions. 

Contact and Violations 

Please contact us with any questions regarding these Terms of Use via email at info@cfingroup.com.

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